
Accion Opportunity Fund
Building
more together
Small business owners need more than just financing. You need the practical tools, knowledge, and a network that has your back. That’s where Accion Opportunity Fund steps in. We’re not just lenders; we’re partners in your business who believe in your vision.
We provide real human support, expert guidance, and user-friendly technology to help you not only succeed, but truly thrive. Our approach blends innovative digital tools with one-on-one advising, giving personalized support that meets you where you are.

Committed to making an impact for small business
As the nation’s leading nonprofit small business lender, AOF brings 30 years of experience serving and advocating for small businesses across the country. We work at the local and national level to advocate for policies, resources, and opportunities for small business owners who have historically lacked access to affordable and responsible financing and the tools and resources to grow.
$1B+invested in small businesses
4.5M+clients served across lending and learning
90%of our clients come from underserved communities
Smart financing created for small business owners
Small businesses deserve a chance to prosper. That’s why our loans are built for you—transparent, flexible, and free from hidden fees or predatory terms.


The impact AOF will have on our business is very positive because we’re able to invest in inventory for the business.”
Carlos Perez
Meat Town Distributors
Small Business Term Loans
Get the financing you need to expand, invest, and take your business to new heights.

Truck Financing
Own your next commercial heavy and medium duty truck with financing designed to keep you moving forward.

Food Truck Financing
Fire up your business with funding built for food business owners ready to hit the road.

Skill up your business
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower your business.
Business Advising
Get free guidance tailored to your unique challenges and goals. Our expert advisors help you tackle everything from financial planning to marketing strategies.
Personalized Learning
Access resources and insights designed specifically for your business stage, your industry, and the challenges you face.
Programs & Grants
Level up with workshops, training, and in-depth courses on essential topics like financial management, growth strategies, and digital marketing.
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.

Progeny Coffee