In partnership with
Capital to Help Your Your Food Business Succeed
We know how challenging it is to run a food and beverage business. You shouldn’t have to make the journey alone.
What makes us different
Financing to fit your needs
From carry out heroes, to a fine dining focus, to food truck travelers, we have you covered.
Customized loans and repayment terms
No two businesses are alike, so we structure loans that work for your business, not someone else’s.
We speak your language
We offer 1:1 coaching in English and Spanish to support you when you most need it.
Food Truck Financing
- Borrow $5K-$200K
- Use your loan to cover everything from truck purchase to custom builds
- We work directly with your manufacturer
- Rates starting at 14.5%
- Origination fee at 5.99%
- 20%-30% down payment
- 3-5 Years Terms
- Flexible repayment structure
- Am I eligible?
- 1 year or more industry experience
- Truck model 2005 or newer
Small Business Term Loan
- Borrow $5K-$250K
- Use your loan to expand your business, hire employees, buy equipment, pay off debt, and more
- Rates starting at 8.49%
- 1-5 Year Terms
- Fixed Monthly Payments
- Am I eligible?
- Minimum 1 year in business
- $50,000+ in annual sales
- 20% or more ownership of business
- Must be at least 18 years or older
The impact AOF will have on our business is very positive because we’re able to invest in inventory for the business.”
Carlos Perez
Meat Town Distributors
FAQ
- AOF is a nonprofit: Because we don’t exist to make a profit, we use the money from your repayment to support other business owners.
- AOF does not judge by credit score alone: Instead of relying exclusively on credit scores, AOF assesses your business plan, character, background, payment history, and a range of other criteria to determine your creditworthiness.
- AOF provides additional support: In addition to loans and funding, AOF offers support services to small businesses. This can come in the form of business advising, mentoring, and access to networks and resources.
- Business Tax Return
- Personal Tax Return
- 3 most recent business bank statements or Plaid linked
- Government ID (front and back)
- If loan is $50k or above, UCC Filing will be required
For Food Truck Financing: You will start by emailing our partnership manager, Gerardo Campos. He will work with you step by step through the process.
For the Small Business Term Loan: Complete the first step of the application by answering a few questions, and we’ll give you a quote in just 15 minutes without impacting your credit score. Once offers are presented, you will be able to choose which option works best for you. Offers will have different term lengths, monthly repayment options, and interest rates.
At Accion Opportunity Fund, we pride ourselves in going above and beyond for small business owners. We will take into consideration the amount you’ve asked for in your application and, if possible, try to fund the full amount. If we’re unable to do so, we will let you know how much we are able to offer and the available repayment terms. As a general guideline, loan amounts typically do not surpass 20% of the business’s annual revenue.
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
Progeny Coffee
