AOF and NMSDC
We structure loans that work for your business, not someone else’s
We offer loans¹ for small businesses from $5k to $250k as well as educational resources, coaching, and support networks in English and Spanish
We lend differently

Mission Driven
Because we don’t exist to make profit, we use the money from your repayment to support other business owners.

Customized loans and repayment terms
No two businesses are alike, so we structure loans that work for your business, not someone else’s.

We speak your language
We offer 1:1 coaching in English and Spanish to support you when you most need it.
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Business record keeping is essential for a variety of reasons, each contributing to the smooth operation and long-term success of a business. Here are the key reasons why it is important:
On average, AOF’s lending in these five states generates $2.05 in additional annual economic activity within each state’s economy—meaning that for every dollar we invest in a small business, more than $2 is spurred annually in the form of new taxes, new spending, and new wages in these states.
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How to Apply
It’s wonderful that groups like Accion Opportunity Fund think about small businesses and ways to help us survive…And I think that’s what makes pandemics like this survivable, is that you know that there are people who are out there who care.
Dora Herrera
Yuca’s Restaurants
Accion Opportunity Fund vio mi potencial y estuvo allí para soñar conmigo y hacer mi sueño realidad.
Alicia Villanueva
Owner of Alicia’s Tamales Los Mayas
It was nice to have somebody interested in my business, who cared about and wanted to work with us.
Jimmy Orozco
Iguanas Burritozilla
The loan process was very easy and straightforward. I was pre-approved for an amount, provided the documents needed, the loan was approved the next day, and I received the funds shortly after.
Kelli
Owner of Breedlove Beauty Co.
They got back to me the very next day and said I got funded. I cried, because it felt like someone believed in me.
Shannen Enos
Enos CPR
Threads was able to secure funding from AOF when conventional banks were not an option, and it made a HUGE difference for us!
Kara Valentine
Co-founder of Threads Worldwide
Accion Opportunity Fund has more options and more flexibility than most loan companies.
Barbara Sullivan
Sullivan International
I never knew how difficult it might be to get funding. If someone knew about Opportunity Fund and could start with you, they would not have gone through what I did. I?did not?feel pushed aside.
Sean Afkhaminia
Footy Factory
The restaurant industry is very tough and I’m glad Accion Opportunity Fund is there for me.
Cynthia Vo
Phonomenal and Flipside
Ways to use your loan:
- Expand your business
- Hire employees
- Stabilize Cashflow
- Cover payroll
- Relocation
- Buy Equipment
- Purchase inventory
- Buy supplies
- Marketing
- Building improvements
FAQ
Business record keeping is essential for a variety of reasons, each contributing to the smooth operation and long-term success of a business. Here are the key reasons why it is important:
On average, AOF’s lending in these five states generates $2.05 in additional annual economic activity within each state’s economy—meaning that for every dollar we invest in a small business, more than $2 is spurred annually in the form of new taxes, new spending, and new wages in these states.