Careers - Accion Opportunity Fund
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We are a strong community of visionaries, supporters, researchers, creators, technologists, and innovators who share a passion for supporting small businesses. Together, we are building a diverse, vibrant community where opportunity, knowledge, and access to capital are within reach.

Row of three employees sitting side by side, smiling after securing non-profit lending from AOF.

Who We Are

We are an unparalleled financial support system that provides small business owners with access to capital, networks, and coaching. We work to build inclusive and accessible options for these determined business owners. For over 25 years we have served a client base that is over 90% women, people of color, and/or low-to-moderate income.

Small businesses uplift communities and anchor local economies while creating opportunities for themselves, their families, their employees, and our neighborhoods. Yet entrepreneurs who are people of color, women, and immigrants often struggle to secure capital and resources, as they are systematically shut out from traditional financing.

In addition to providing resources and loans to small businesses, we also conduct original research, advocate for policy changes, and finance community facility construction projects, such as community health centers, homeless services facilities, and youth recreational facilities in low-income neighborhoods through our New Markets Tax Credit program.

I constantly reflect on everything each of our employees has done for all the small businesses that we serve and the high-impact community projects we invest in. The impact we have on small businesses and their families, our communities, on our own organization, and on each other, especially during these very turbulent and trying times, makes me incredibly proud and humble to be part of the AOF community. The greatest asset of any organization is its people, and every single one of our employees is an integral part of our mission and purpose. As a family we have made great strides forward and I am confident that, together, there is absolutely no limit to what we can accomplish. I truly cannot wait to welcome you as part of our AOF family!

Luz Urrutia

Adela Escobar

I love my job because I support Accion Opportunity Fund’s mission. I also love working with people that care and make you feel appreciated. I am happy to be part of Accion Opportunity Fund’s family.

Adela Escobar

Small Business Operations
Kristin Grubbs

Here at Accion Opportunity Fund, you work alongside and are surrounded by a supportive environment of people who have the same drive to do the amazing work that helps our clients.

Kristin Grubbs

Human Resources
Erin Voung

I love working at an organization that is so mission driven. Accion Opportunity Fund strives to support small business owners in every aspect of its work.

Erin Vuong

Policy Evaluation

I enjoy working at AOF due to the organization’s support in being creative and trying new approaches to solve the challenges that entrepreneurs face. Every day is a new experience with new funding programs, educational resources, and other initiatives that lead to a great experience.

Luis Ramos

Business Advising and Education

I love interrupting my mom’s meetings when the mail gets delivered every afternoon!



Our company swag doesn't only look good on my human, it's very pet friendly also!


Credit Policy & Risk Management

No bones about it, AOF makes small-business lending less ruff!


Development Operations

Contemplating how many AOF loans go to cat-related businesses. I'm guessing not enough!


Human Resources
Rai Dhaliwal

I love that I get to wake up every day and be able to help under-served small business owners obtain much needed financing!

Rai Dhaliwal

Credit Policy Risk Management

I enjoy the collaborative, team driven culture at Accion Opportunity Fund, no matter the challenge I know I can count on my coworkers to come to the table and focus on building solutions.

Kristin Lundin

Small Business Lending Operations

I enjoy working for Accion Opportunity Fund because it gives me the opportunity to pair my skills and experience with research, messaging, and advocacy to fight for underserved communities, especially communities of color.

Joshua Miller

Policy & Evaluation

Spreading paw-sitivity in every meeting I attend (or interrupt) with one squeaky toy at a time!


Development Operations

My mom calls me her “favorite furry coworker”, even though I sleep throughout most of the day. When I am awake, I love working side by side and listening in to her meetings. The All Staff Zoom gatherings are especially insightful!


Human Resources

I play an essential support role at AOF. I love to bark back at my doggy coworkers in my mom’s meetings.


Fund Development

I know the Zoom call is over, so now it’s time to feed me!



Our Values

At Accion Opportunity Fund, we operate with impact in mind. Always. Our values are present in all we do and set our minds to. We are continuously evolving as a national non-profit financial institution, and our entrepreneurial spirit and vision for greater impact bring growth and opportunities to our staff and the people and communities we serve.

Our engaged and diverse workforce represents a multitude of different backgrounds, perspectives, experiences, and identities. As a remote organization we prioritize internal mobility and growth, practice radical transparency, and foster collaboration and employee connections. At AOF, we embrace failure as an opportunity to learn and grow.

Our strong affiliation with national top tier grants, the support from our donors, corporate partners across diverse industries, and our long-tenured, experienced and engaged board keep us strong and relevant. Most importantly, our 30-year track record and achievements prove our commitment. Together, we forge ahead, leaving a lasting impact on the people and communities we serve.

Our Demographics

Workplace diversity matters to us, and it isn’t just a catchphrase. More than two thirds of our staff are women and people of color.

Learn more

Where We Are

We are headquartered in San Jose, CA, with a second office in Los Angeles, but the majority of our roles can be accomplished virtually anywhere in the U.S.! Our current workforce is national, dispersed throughout the US and we offer a hybrid work model for any roles that require some in-office collaboration with our offices in San Jose and Los Angeles.

What We Stand For

We are an equal opportunity employer and committed to building a culture with shared values, a passion for social change, a high-performance mindset, and respect for one another. We value diversity of experiences, different perspectives, and backgrounds and believe that building an inclusive and supportive work environment forms the foundation of a great place to work. Are you ready to join us in supporting small businesses and communities? We can’t wait to hear from you. Please get in touch with us!

What We Offer

Our mission is what motivates us to come to work each day. We know that happy employees are productive employees, which is why we offer a comprehensive benefits package. Whether you’re single, married, have children, are in a domestic partnership, or anything in between, we have you covered.

Paid Time Off

Unlimited vacation days for exempt employees, 15 paid vacation days for non-exempt employees that increase with tenure, 10 paid sick days, 13 paid holidays, paid parental leave

100% Paid Benefits

100% company-funded Medical, Dental, Vision, Life & Disability coverage for employees, 90% coverage for dependents

Retirement Plan

403(b) retirement plan with employer match

Competitive Salary

Competitive salary commensurate with experience, an environment that values work/life balance