Food Truck Financing
We provide flexible equipment financing for food trucks, trailers, and related kitchen builds, supporting both startup operators and established, expanding food service businesses
Financing
up to $350k
36–60
month terms
Equipment Finance Agreement or Lease
Why work with us?
Supporting both start-up and established operators
Financing new and existing food service businesses
Real humans, real business advisors
Get one-on-one business advice and support in English & Spanish
Flexible Financing
Structure the finance in the way that best suits your business needs
Who We Work With
Our Lending Criteria
Startups
- Food service experience required
- FICO 680+ (650–679 reviewed case-by-case)
- 10–20% down payment
- No recent bankruptcies or serious delinquencies
- Must be a US citizen or Permanent Resident
Existing Operators
- 2 years experience in food truck, restaurant, or catering operations
- FICO 660+
- Annual revenue: $150K+
- Must be a US citizen or Permanent Resident
Contact Us to Get Started
What documents will I need?
For Startups
- Personal financial statement
- 2–3 years personal tax returns
- Resume
- Business plan (required)
- Equipment quote / build sheet
- Proof of liquidity
- 4 months personal bank statements
For Existing Operators
- Business financials (P&L, bank statements)
- Business tax returns (2 years)
- Debt schedule
- Personal financial statement
- Equipment invoice / quote
- 4 months business bank statements
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
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