Equipment Financing
Go the extra mile with fast, hassle-free funding
We finance...
Accessible truck and trailer financing from $5,000 – $250,000 for new or experienced business owners with low entry requirements.
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Mobile food trucks
Buy or custom build a mobile food truck.
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Medium duty trucks
Scale your business with a Class 4-6 truck.
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Heavy duty trucks
Fuel your business with a day cab or sleeper.
Equip your business for the road ahead
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New business friendly
Apply with a commercial driver’s license (CDL) or just 6 months of driving experience.
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Competitive low rates
Spend, on average, 21% less in repayment fees than you would at other companies.
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Low credit scores accepted
Qualify for a loan with a FICO score of 600 or above.
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Single truck owner-operators welcome
Operate just a single truck to qualify.
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No prepayment penalty
Pay off your loan early free of charge.
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First time buyers encouraged
Obtain a loan as a brand new or returning truck owner-operator.
Accion Opportunity Fund is a non-profit, mission-driven lender
We’re in it for more than just profit. Our equipment finance funding helps us to support other small businesses over time using money from your repayment plan. When you choose us, you lift up other businesses along with your own.
Frequently Asked Questions
- What can I use an equipment financing loan for?
- Equipment finance loans can be used to purchase mobile food trucks, medium duty, or heavy duty trucks.
- Where do I apply for an equipment financing loan?
- Contact us to get started today.
- How long does it take to apply for an equipment financing loan?
- We created our loan application to be as quick and convenient as possible. It should only take you 10 – 15 minutes to fill out an application and find out if you prequalify.
- How should I prepare for my application?
- Before you fill out an application, it’s helpful to round up some financial information about yourself and your business, such as your personal and business tax documents, your identification, and bank statements from the last three months.
- How many trucks do I need to own in order to apply for a loan?
- You only need to own a single truck to qualify for an equipment financing loan.
- Can I use my equipment financing loans on more than one truck?
- Yes! You can spend your equipment financing loan on two or more mobile food, medium-duty, or heavy-duty trucks, so long as they are sold from the same dealer.
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