Apply for a Loan

State Licenses, Disclosures, and Programs for Accion Opportunity Fund Business Loans

Accion Opportunity Fund Community Development is the lending arm of Accion Opportunity Fund (AOF).

In our mission to help as many underfunded small businesses as possible, AOF offers a variety of funding opportunities.  Each of our loan products and programs has different eligibility requirements, pricing, fees, and terms.

Apply online or by phone for businesses based in:  AZ, AK, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TX, UT, VA, WA, WV, WI, and WY.

Loans not available for businesses based in: MT, ND, SD, TN, or VT.

California loans made pursuant to a California Financing Law license.

  • Alaska: Minimum loan amount $25,001
  • Connecticut: Minimum loan amount $10,001.
  • Delaware:  Loans only to business entities (corporations, LPs, and LLCs).
  • Kentucky:  Minimum loan amount $15,001.
  • Maryland:  Minimum loan amount $15,001.
  • Minnesota:  Minimum loan amount $10,001. Loans only to business entities (corporations, partnerships, and LLCs).
  • Nebraska:  Loans only to business entities (corporations, partnerships, and LLCs).
  • Nevada: Loans made in Nevada under a licensing exemption from the Financial Institutions Division of the State of Nevada Department of Business and Industry.
  • New Hampshire: Minimum loan amount $10,001.
  • New Jersey:  Loans only to business entities (corporations, LLPs, and LLCs).
  • New York:  Loans only to business entities (corporations and LLCs).
  • North Carolina: Minimum loan amount $25,001.
  • Oregon:  Minimum loan amount $50,001.