Small business loans that work for you
We offer loans in a range of sizes¹ as well as educational resources, coaching, and support networks in English and Spanish. We also support ITIN-only borrowers.
Loan amounts: $5,000 - $250,000
Affordable capital¹, with transparent terms and no prepayment penalty
Interest rates as low as 5.99%
We can offer you different rates that vary based on which repayment plan you prefer
Programs and Coaching
More than just loans –– We also provide educational resources, coaching, and access to support networks
What makes us different
At Accion Opportunity Fund, we do things differently. We’re here to support you, and provide you with the resources your business needs to thrive.
A non-profit lender
Because we don’t exist to make profit, we use the money from your repayment to support other business owners
Customized loans and repayment terms
No two businesses are alike, so we structure loans that work for your business, not someone else’s
Support for anyone, no matter your credit score
You're not just a number –– We look at more than just your credit score to determine business viability
We want to ensure you feel ready and prepared to apply for a loan. Let us walk you through the basic steps we’ll take together so that you know what to expect.
Step 1: Apply Online
Get a quote without impacting your credit score. Be prepared to share business revenues and expenses. Pulling numbers from your tax returns can help.
Step 2: Review Your Offers
We’ll share offers you can choose from with different term lengths, monthly repayments, and interest rate options. If we have no options for you we’ll try to refer you to one of our partners or provide other resources.
Step 3: Finalize Your Loan
Once you’ve chosen an offer, we’ll ask for final documentation and verify. We’ll review and come back with a final offer and loan agreement. Upon signing, you’ll get the money you need for your business!
When you repay your loan, we’ll reinvest that money into other small businesses. By repaying a loan, you not only allow your own business to thrive, but also help support other small business owners in your community and beyond.