Fund your Business with an AOF Business Loan
Mon to Fri: 8am – 8pm,
Sat: 9am – 12pm,
YOUR (US BASED) LOCAL TIME
As a non-profit lender, we support you with capital so you can achieve your business goals.
In minutes and with no obligations, Accion Opportunity Fund will present you with an offer without affecting your credit.
Borrow between $25K - $250K
Fixed monthly payments
1-5 year terms & No prepayment penalties
Dedicated client advisor to guide you through the process
Application process
We want to ensure you feel ready and prepared to apply for a loan. Let us walk you through the basic steps we’ll take together so that you know what to expect.
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Step 1: Apply Online
Get a quote without impacting your credit score. Be prepared to share business revenues and expenses. Pulling numbers from your tax returns can help.
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Step 2: Review Your Offers
We’ll share offers you can choose from with different term lengths, monthly repayments, and interest rate options.
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Step 3: Finalize Your Loan
Once you’ve chosen an offer, we’ll ask for final documentation and verify. We’ll review and come back with a final offer and loan agreement. Upon signing, you’ll get the money you need for your business!
What is required to Apply?
Tip for Success: When applying for a loan, it’s recommended that businesses borrow no more than 10-20% of annual revenue to maintain financial health.
Time in Business
Minimum 1 year in business
Revenue Generate
Minimum $100,000 in annual sales
Ownership
Own at least 20% of the business
FICO Score
Minimum 600+ FICO SCORE
Additional Disclosures:
*Rates, terms and maximum loan amount may vary according to overall creditworthiness of the applicant,financing product and lender.
All business advising, loans and loan servicing are provided exclusively by Accion Opportunity Fund Community Development and its affiliates. Accion Opportunity Fund Community Development and its affiliates are independent third-party companies that are not owned, controlled or operated by, or affiliated with, PAYPAL. PAYPAL makes no guarantee or endorsement regarding Accion Opportunity Fund Community Development and its affiliates, or their products or services. Accion Opportunity Fund Community Development and its affiliates solely own and manage their products and services on their own behalf and manage all aspects of their customer relationship, including making all credit and underwriting decisions. If you receive a loan from Accion Opportunity Fund Community Development or its affiliates, PAYPAL will not be the lender. © 2021 PAYPAL. All rights reserved.