Business Loans
We structure loans that work for your business, not someone else’s
Small Business Term Loan
Access affordable financing with terms designed to help you grow. With customizable loan amounts up to $250,000, adaptable repayment terms, and a fast, easy-to-complete application process, you’ll have access to the capital you need to focus on what matters most—building your business.
SBA 7(a) Loan
Whether you’re expanding your business, upgrading equipment, acquiring a franchise, or refinancing current business debts, AOF’s SBA 7(a) Loans deliver strategic financing for small businesses. With amounts ranging from $100,000-$350,000 and a 10-year term, this loan gives you actionable capital, at a pace that supports long-term stability.
As a Community Advantage lender – a designation given by the SBA to nonprofits serving small businesses – we’re here to walk you through each step of the SBA process and make it straightforward to access government-backed funding that gives you capital with confidence
Truck Financing
Go the extra mile with fast, hassle-free truck financing designed to get you on the road quickly and confidently. We provide flexible equipment financing for heavy and medium-duty new or used trucks and trailers, with loan amounts ranging from up to $250,000—whether you’re just starting out or you’re an experienced driver looking to grow your fleet. We’re here to help you keep your business moving forward.
Food Truck Financing
We offer cost-effective financing with loans from up to $200,000 to help you launch or grow your mobile food business—from buying a fully equipped food truck or building one from the ground up. Our streamlined loan process makes it easier to get the capital you need to get rolling, expand your operations, and bring your culinary vision to life on wheels.
Skill up your business
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
Business Advising
Get free one-on-one guidance tailored to your unique challenges and goals. Our expert advisors help you tackle everything from financial planning to marketing strategies.
Personalized Learning
Access resources and insights designed specifically for your business stage, your industry, and the challenges you face.
Programs & Grants
Level up with workshops, training, and in-depth courses on essential topics like financial management, growth strategies, and digital marketing.


