Business Loans - Accion Opportunity Fund Business Loans - Accion Opportunity Fund

Business Loans

We structure loans that work for your business, not someone else’s

Small Business Term Loan

Access affordable financing with terms designed to help you grow. With customizable loan amounts from $5,000-$250,000, adaptable repayment terms, and a fast, easy-to-complete application process, you’ll have access to the capital you need to focus on what matters most—building your business. 


Truck Financing

Go the extra mile with fast, hassle-free truck financing designed to get you on the road quickly and confidently. We provide flexible equipment financing for heavy and medium-duty new or used trucks and trailers, with loan amounts ranging from $5,000 to $250,000—whether you’re just starting out or you’re an experienced driver looking to grow your fleet. We’re here to help you keep your business moving forward.


Food Truck Financing

We offer cost-effective financing with loans from $5,000 to $200,000 to help you launch or grow your mobile food business—from buying a fully equipped food truck or building one from the ground up.  Our streamlined loan process makes it easier to get the capital you need to get rolling, expand your operations, and bring your culinary vision to life on wheels.

Dora Herrera at Yuca restaurant

It’s wonderful that groups like Accion Opportunity Fund think about small businesses and ways to help us survive… that’s what makes pandemics like this survivable—you know there are people out there who care.”

Dora Herrera
Yuca’s Restaurants

The loan process was very easy and straightforward. I was pre-approved for an amount, provided the documents needed, the loan was approved the next day, and I received the funds shortly after.”

Kelli
Breedlove Beauty Co.
Alicia at work in the kitchen

Accion Opportunity Fund vio mi potencial y estuvo allí para soñar conmigo y hacer mi sueño realidad.”

Alicia Villanueva
Alicia’s Tamales Los Mayas
Shannen teaching a class CPR

AOF got back to me the very next day and said I got funded. I cried, because it felt like someone believed in me.”

Shannen Enos
Enos CPR
Jimmy in restaurant working

It was nice to have somebody interested in my business, who cared about and wanted to work with us.”

Jimmy Orozco
Iguanas Burritozilla
Kara posing with a friend

Threads was able to secure funding from AOF when conventional banks were not an option, and it made a HUGE difference for us!”

Kara Valentine
Co-founder of Threads Worldwide
Sean on a soccer field teaching

I never knew how difficult it might be to get funding. If someone knew about Accion Opportunity Fund and could start with you, they would not have gone through what I did. I did not feel pushed aside.”

Sean Afkhaminia
Footy Factory
Cynthia Vo in front of their restaurant

The restaurant industry is very tough and I’m glad AOF is there for me.”

Cynthia Vo
Phonomenal and Flipside

Skill up your business

With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.

Business Advising

Get free one-on-one guidance tailored to your unique challenges and goals. Our expert advisors help you tackle everything from financial planning to marketing strategies.

Personalized Learning

Access resources and insights designed specifically for your business stage, your industry, and the challenges you face.

Programs & Grants

Level up with workshops, training, and in-depth courses on essential topics like financial management, growth strategies, and digital marketing.