Food Truck Financing
We provide flexible financing options to help you start or grow your mobile food business. Whether you’re looking to purchase a fully built food truck or need funding to manufacture and customize your own, we’re here to support you every step of the way.
Who We Work With
Our loans are available for both established food businesses and new to the food truck business seeking to launch their mobile food truck in California. We work directly with borrowers and food truck manufacturers to streamline the financing process.
Amount & Term
Loan amounts from $5,000-$200,000 (loans above $150,000 must be a new unit).
- Up to $149,999 requires a minimum of 1 year industry experience (model year 2005 or newer)
- From $150,000-$200,000 a minimum of 2 years industry experience is required (new truck or kitchen)
- Minimum FICO 600 (no FICO is accepted)
- Maximum terms up to 60 months
- Rates from 14.5%- 16.5%
- Origination fee is 5.99%
- 30% down payment for start-ups
- 10%-20% for existing owners
Loan options cover everything from truck purchase to custom builds.
Contact Us to Get Started
Our Lending Criteria
Mobile food truck financing is only offered in California.
Location Requirements
The business must be registered in California
The Business must be located in California
Guarantor(s) must reside in California
Vehicle Requirements
The vehicle must be titled, registered, and operated in California, where the business is located
Experience Requirements
Management/ownership experience in mobile food, restaurant, or catering: Minimum of 1 year
Proof can be provided through tax documents, a business license, or a sales staff interview
Let us help you take your food business on the road and serve your community!
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
Progeny Coffee
