Business Operations - Accion Opportunity Fund Business Operations - Accion Opportunity Fund

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Business Operations

Business vs. Personal Credit: What Lenders Really Weigh

Why Credit Readiness Matters for Small Business Owners When applying for a small business loan, most entrepreneurs focus on the big question: “Is my credit good enough to qualify?” But what lenders really weigh goes beyond a single number. Credit readiness (AKA, your ability to present strong, consistent financial behavior) plays a major role in…

Leading with Resilience: Building a Mindset for Business Success

As a small business owner, you juggle countless responsibilities and face make-or-break decisions every day. In today’s fast-changing climate, resilience isn’t just a nice-to-have – it’s your lifeline. In this webinar will show you how to build the personal resilience needed to stay confident and lead your business through constant change, high-pressure challenges, and uncertainty.…

How to Calculate Net Income (Net Profit) for Your Small Business

Managing your small business finances means looking beyond just sales – you need to know how much profit you actually keep. As a small business owner or entrepreneur, one of the most important numbers to understand is your net income. Net income – also called net profit, earnings, or the “bottom line” – is the…

What Is Cash Flow Management? (Plain Language Definition)

Cash flow management is the process of tracking, forecasting, and influencing the money moving into and out of your business. In plain language, it means making sure you have enough cash on hand when you need it – to pay bills, cover payroll, and invest in growth – while also not leaving excess cash idle.

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