Truck Financing
Accessible truck and trailer financing from $5,000 – $250,000 for new or experienced business owners with low entry requirements. We understand that accessing the right financing is crucial to your business. That’s why we offer flexible and cost-effective equipment financing options tailored to meet the needs of owner operators who may face challenges with traditional lenders. Whether you’re purchasing new or used trucking, vocational vehicles, or other business-critical equipment, we are here to help you drive your business forward.
Who We Work With
We partner with brokers and dealers to help simplify the loan application process and deliver a seamless experience for their clients. Our focus is on helping borrowers who may face challenges securing traditional financing, ensuring they get the support they need to keep moving forward.
We offer flexible financing solutions tailored to meet the unique needs of trucking businesses. Whether you’re an owner-operator looking to purchase your first truck or a small fleet owner expanding your operations, AOF provides loans with competitive rates, manageable terms, and fast approvals.
Contact Us to Get Started
Our Lending Criteria
We are currently offering trucking loans in Arizona, California, Florida, Georgia, Indiana, Maryland, New York, Texas, and Utah.
Heavy Duty
At least six months driving experience and trucking income, proven with CDL or taxes. 12-month repayment history for an existing truck is needed for financing additional trucks.
Medium Duty
At least one year in business or one year driving experience and trucking income.
FICO
FICO >=620 (CA applicants >=590).
No FICO accepted
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
Progeny Coffee
