Invest in small business opportunity
AOFCD Impact Notes allow eligible investors to align capital with Accion Opportunity Fund Community Development’s mission: expanding access to affordable, responsible financing for underserved small business owners and low-income communities.
The Notes will be sold only to accredited investors under Rule 506(c), after AOFCD takes reasonable steps to verify their status
Capital with purpose
Accion Opportunity Fund Community Development is a certified Community Development Financial Institution and 501(c)(3) nonprofit lender. Through its Impact Notes program, AOFCD seeks to raise mission-aligned debt capital to support small business lending, mission-oriented activities, and general operating and working capital needs.
Offering Overview
Issuer
Accion Opportunity Fund Community Development
Offering
Up to $100 million of promissory notes
Terms
2-, 3- and 5-year maturities
Minimum Investment
$100,000, in $50,000 increments
Investor Eligibility
Accredited investors only; verification required
Use of Proceeds
Small business lending, mission-aligned activities, and general operations and working capital needs of AOFCD
Support entrepreneurs often overlooked by traditional finance
Small businesses are essential to local economies, yet many entrepreneurs face barriers to responsible and affordable capital. AOFCD works to expand access to financing, education, coaching, and resources for underserved small business owners and communities.
Impact Notes are designed for eligible investors seeking to support AOFCD’s mission through a fixed-term note investment.

How It Works
Submit an inquiry
Interested prospective investors may provide their contact information to speak with AOFCD about the program.
Discuss eligibility and next steps
AOFCD will conduct an initial review and explain the investment process and documentation requirements.
Complete verification
AOFCD will take reasonable steps to verify accredited investor status before accepting any subscription. An inquiry, application, questionnaire or self-certification alone does not complete this verification.
Review offering documents and complete subscription
Prospective investors who move forward will receive the current Prospectus and related offering documents directly from AOFCD. AOFCD will complete verification and the required subscription documentation before accepting any investment.
Ready to learn more?
Please submit an investor inquiry below, and an AOFCD team member will contact you to discuss the program and next steps.