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Business Resource Center

As a small business owner, you learn a lot through grit and experience. We want to make your day-to-day a little bit easier by giving you the tools you need to reach your goals. You’re the expert on your business –– we offer expert advice and resources to help you master everything else. Check out the resources featured below.

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Seasonal Sales Swings: Short-Term Business Loans for Inventory

Seasonal businesses live and die by timing. Whether you’re stocking holiday gift sets, prepping for summer crowds, or ramping up for a busy food season, you need inventory on the shelves before revenue comes in. That gap is exactly where short-term business loans and inventory financing become essential. Below, we break down how these loans…

Inventory Manager Using Laptop Computer to Check Order Number on a Parcel, Preparing a Small Cardboard Box for Postage.

Startup vs. Established: Minimums & Proof for Funding Approval

When small business owners start searching for capital, one of the first questions they ask is: “Can my business actually qualify for a loan?” The answer depends heavily on your stage of business. Startups and established businesses face very different lender criteria, document requirements, and approval expectations. Understanding these differences can help you find the…

Cafe store owners planning budget, brainstorming coffee shop innovation strategy on laptop, taking notes.

Refinancing Business Debt: When It Lowers Payments & Frees Up Cash Flow

Introduction: For many small business owners, debt isn’t the problem, expensive debt is. Whether you’re juggling multiple high-interest loans, stuck with daily payments from a merchant cash advance (MCA), or simply paying more than you should on an older business loan, refinancing can be one of the smartest ways to regain control of your cash…

Refinance high-cost business debt into a lower-interest term loan. Reduce payments, consolidate debt, and free up cash flow with support from a mission-driven lender.

Planning for Peak Sales Time

As a small business owner, understanding and preparing for your peak sales time is crucial for maximizing revenue and growth.

Fast Funding Without the Trap: Alternatives to Merchant Cash Advance

Why Small Businesses Seek Quick Funding Options When cash flow tightens, payroll is due, or a new opportunity can’t wait, small business owners often turn to quick business loans to bridge the gap. In moments like these, speed matters, but so does sustainability. While there are many options for fast funding for small businesses, not…

Business vs. Personal Credit: What Lenders Really Weigh

Why Credit Readiness Matters for Small Business Owners When applying for a small business loan, most entrepreneurs focus on the big question: “Is my credit good enough to qualify?” But what lenders really weigh goes beyond a single number. Credit readiness (AKA, your ability to present strong, consistent financial behavior) plays a major role in…

How to Prepare for Underwriting: Documents & Tips to Speed Your Term Loan Decision

Whether you’re expanding operations, purchasing equipment, or strengthening cash flow, applying for a small business loan is an exciting step toward growth. But between submitting your application and receiving funds lies a crucial step that can make or break your approval timeline: underwriting. At its core, underwriting is how lenders assess the risk and readiness…

Smart financing for small business owners

Small businesses deserve a chance to prosper. That’s why our loans are built for you—transparent, flexible, and free from hidden fees or predatory terms.