Business Resource Center

Term loans and lines of credit are great small business financing options, but how much does a line of credit cost? What about a term loan?

Term loans and lines of credit are both good financing options, but how are they different and which one is best for you?

What is a business credit score? How does it impact your loan viability? Learn how to make your business credit score work for you.

Why Credit Readiness Matters for Small Business Owners When applying for a small business loan, most entrepreneurs focus on the big question: “Is my credit good enough to qualify?” But what lenders really weigh goes beyond a single number. Credit readiness (AKA, your ability to present strong, consistent financial behavior) plays a major role in…

Whether you’re expanding operations, purchasing equipment, or strengthening cash flow, applying for a small business loan is an exciting step toward growth. But between submitting your application and receiving funds lies a crucial step that can make or break your approval timeline: underwriting. At its core, underwriting is how lenders assess the risk and readiness…

Learn how to navigate the loan process with confidence and use funding strategically to grow your business.

AOF is your trusted resource for securing the right business loan. Discover how AOF supports your growth with expert advice, flexible loan options, and free tools to guide your journey.

Small businesses — which make up 99.9% of all U.S. businesses​ — live and die by their financial numbers.

Running a small business is more than just making sales – it’s about keeping your business financially healthy so you can survive and grow

Looking for funding to launch your new business? Small business loans for startups provide the capital you need.