Financing and Lending

Why Credit Readiness Matters for Small Business Owners When applying for a small business loan, most entrepreneurs focus on the big question: “Is my credit good enough to qualify?” But what lenders really weigh goes beyond a single number. Credit readiness (AKA, your ability to present strong, consistent financial behavior) plays a major role in…

Whether you’re expanding operations, purchasing equipment, or strengthening cash flow, applying for a small business loan is an exciting step toward growth. But between submitting your application and receiving funds lies a crucial step that can make or break your approval timeline: underwriting. At its core, underwriting is how lenders assess the risk and readiness…

Learn how to navigate the loan process with confidence and use funding strategically to grow your business.

Set your business up for success with free templates, expert insights, and practical planning tools.

Cash flow management is the process of tracking, forecasting, and influencing the money moving into and out of your business. In plain language, it means making sure you have enough cash on hand when you need it – to pay bills, cover payroll, and invest in growth – while also not leaving excess cash idle.

Running a small business is more than just making sales – it’s about keeping your business financially healthy so you can survive and grow