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Accelerating Opportunity through our Trucking Program

New emissions standards in 2010 required many of California’s older big rigs to be upgraded or replaced with new, cleaner models. This law, while enormously beneficial to public and environmental health, meant that many independent truck drivers would have to cease operating if they could not afford to retrofit or replace their trucks. We launched…

Accelerating Opportunity, at California’s Ports and Beyond

Accelerating Opportunity is our first-ever research piece dedicated to the impact of our truck lending. In compiling our research and data, we found that our lending efforts in the transportation sector result in a compelling triple-bottom-line impact.

New report: The financial health of small businesses

In collaboration with the Financial Health Network [formerly the Center for Financial Services Innovation (CFSI)], we are pleased to present the initial findings of our Small Business Financial Health Survey. Accion Opportunity Fund, including our lending arm Opportunity Fund, and FHN are committed to building a more robust and inclusive financial marketplace for both consumers…

Two people standing side by side, smiling about AOF's non-profit lending model

The True Cost of Capital

Income fluctuates when you’re an entrepreneur. Sales can change for a myriad of reasons, ranging from predictable seasonality to unexpected competition. With this, a business owner’s available cash and ability to re-pay debt inevitably change as well. We presented “The True Cost of Capital” – a webinar detailing just how much a typical small business…

Repeat borrowers building credit

Every business owner we lend to is on a journey—to turn their dream of a sustainable business into a reality. Many of our borrowers face obstacles on their journey toward success—such as a cash flow shortage or other financial setback—that may prevent them from seizing an opportunity to grow or maintain their business.

Entrepreneur smiling in front of her food truck